US DTI & Affordability API
US DTI & Affordability API This API evaluates financial affordability using US-style Debt-to-Income (DTI) and disposable income rules. It is designed for fintech applications, lenders, creditors, payroll platforms, and financial decision systems that require fast, deterministic affordability checks without external data dependencies. The API calculates: • Total monthly debt obligations •…
US DTI & Affordability API endpoints
| Method | Endpoint | Description |
|---|---|---|
| POST |
US DTI & Affordability /webhook/finance/dti-affordability |
Evaluates US-style Debt-to-Income (DTI) and affordability using deterministic financial logic. This endpoint calculates total monthly debt, DTI percentage, disposable income, and… |