SettleSmart Collections Compliance API
SettleSmart is a compliance intelligence API for the debt collection industry. It validates collection communications against FDCPA (Fair Debt Collection Practices Act), TCPA (Telephone Consumer Protection Act), and state-specific regulations across all 50 US states. Key Features: - Validate any message or script for federal and state compliance violations before sending - Generate compliant…
1 subscribers
4 endpoints
The in-depth APIMemo review for this API hasn't been published yet —
the data below comes straight from the public marketplace listing.
SettleSmart Collections Compliance API endpoints
| Method | Endpoint | Description |
|---|---|---|
| v1 | ||
| POST |
/v1/conversations/generate /v1/conversations/generate |
Generate realistic collection conversation training data with persona-driven dialogue. Supports 6 consumer personas, 4 collector styles, 3 compliance levels. |
| POST |
/v1/compliance/validate /v1/compliance/validate |
Validate a proposed collection communication against FDCPA, TCPA, Regulation F, SCRA, and state regulations. |
| POST |
/v1/outcomes/classify /v1/outcomes/classify |
Analyze a collection call transcript and return structured outcome classification with payment details, disputes, sentiment, and compliance flags. |
| POST |
/v1/strategy/optimize /v1/strategy/optimize |
Get optimal contact strategy for an account based on balance, delinquency, history, state regulations, and business type. |
SettleSmart Collections Compliance API pricing
| Plan | Price | Rate limit | Quotas |
|---|---|---|---|
| BASIC | Free | 5 / minute |
|
| PRO | $19.99 / month | 20 / minute |
|
| ULTRA | $49.99 / month | 60 / minute |
|
| MEGA | $149.99 / month | 120 / minute |
|
