RESPA/TRID Fee Tolerance Classifier
Classify mortgage fees into RESPA/TRID tolerance buckets and determine whether tolerance violations occurred between the Loan Estimate and Closing Disclosure per 12 CFR 1026.19(e)(3). Returns zero tolerance violations, 10% aggregate bucket analysis, lender credit decrease violations, total cure amount owed to the borrower, and cure deadline based on discovery timing. WHAT IT SOLVES: Every…
RESPA/TRID Fee Tolerance Classifier endpoints
| Method | Endpoint | Description |
|---|---|---|
| POST |
Analyze Fee Tolerance /tolerance-check |
Analyzes mortgage fees for RESPA/TRID tolerance compliance per 12 CFR 1026.19(e)(3). Classifies each fee into its tolerance bucket (zero, 10% aggregate, or unlimited), detects… |
| GET |
Get Fee Categories /fee-categories |
Returns all valid fee_category values with their tolerance bucket assignments, regulatory basis, and usage notes. Use this endpoint to determine the correct fee_category value… |
| GET |
Health Check /health |
Returns API status. Used for uptime monitoring. |
RESPA/TRID Fee Tolerance Classifier pricing
| Plan | Price | Rate limit | Quotas |
|---|---|---|---|
| BASIC | Free | — |
|
| PRO | $49 / month | 10 / minute |
|
| ULTRA | $149 / month | 30 / minute |
|
| MEGA | $499 / month | 60 / minute |
|