Loan and Mortgage Calculator API
🏦 Loan & Mortgage Calculator API — Conventional + Islamic Finance The most complete loan and mortgage calculation API available — supporting both Conventional Finance and Islamic Finance in a single integration. Built for banks, fintech startups, real estate platforms, and developers across Pakistan, UAE, Malaysia, and global markets. All calculations run server-side using pure financial…
1 subscribers
433 ms avg latency
10 endpoints
The in-depth APIMemo review for this API hasn't been published yet —
the data below comes straight from the public marketplace listing.
Loan and Mortgage Calculator API endpoints
| Method | Endpoint | Description |
|---|---|---|
| GET |
Health Check /health |
Check if the API is live and running. No authentication required. Returns status, version, and uptime. |
| POST |
Personal Loan /conventional/personal-loan |
Calculate monthly EMI, total interest, and full amortization schedule for personal loans. Supports both reducing balance and flat rate methods. |
| POST |
Mortgage /conventional/mortgage |
Full home mortgage calculator with loan-to-value ratio, balloon payment support, break-even month, and up to 30-year amortization schedules. |
| POST |
Car Loan /conventional/car-loan |
Vehicle financing calculator with down payment, residual value, and monthly EMI breakdown. Returns full repayment schedule on request. |
| POST |
Early Settlement /conventional/early-settlement |
Calculate the exact cost to pay off a loan early. Returns outstanding principal, penalty amount, interest saved, and whether early settlement is financially worth it. |
| POST |
Murabaha /islamic/murabaha |
Islamic cost-plus sale financing. Bank buys the asset and sells it at a pre-agreed profit. Returns monthly installment, profit schedule, and Sharia compliance note. |
| POST |
Diminishing Musharakah / |
Islamic co-ownership home finance. Monthly payments decrease as customer gradually buys the bank's share. Returns full ownership progression and rental schedule. |
| POST |
Ijarah /islamic/ijarah |
Islamic lease-to-own financing. Bank owns the asset and leases it to the customer. Ownership transfers at end of lease via Hibah. Returns monthly rental and full schedule. |
| POST |
Compare All Products /compare |
Side-by-side comparison of Conventional Mortgage vs Murabaha vs Diminishing Musharakah for the same financing need. Returns total cost, monthly payments, and a clear winner. Pro… |
| POST |
Affordability Check /affordability |
Calculate the maximum loan a customer can afford based on their income, expenses, and a configurable Debt-to-Income ratio. Returns max loan amount and a plain-English… |
Loan and Mortgage Calculator API pricing
| Plan | Price | Rate limit | Quotas |
|---|---|---|---|
| BASIC | Free | — |
|
| PRO | $20 / month | 1000 / hour |
|
| ULTRA | $50 / month | 5000 / hour |
|
