Kratko Payment Intelligence API
The only API that combines BIN intelligence, decline code analysis, fraud scoring, and merchant risk into a single call. Built by a payments veteran with 23 years across JP Morgan Chase, First Data, and KeyBank managing $4B+ in transaction volume. ### Response includes - Plain-English recommendation (RETRY / RETRY WITH CAUTION / DECLINE / BLOCK / REVIEW) - Retry strategy with optimal retry…
Kratko Payment Intelligence API endpoints
| Method | Endpoint | Description |
|---|---|---|
| GET |
Payment Intelligence /v1/tools/payment-intelligence |
Full-spectrum payment transaction analysis. Returns retry strategy, fraud risk, decline interpretation, and plain-English recommendation in one call. |