Federal Banking API
## 🏦 Federal Bank & Payment API — Real-time Access to the U.S. Payment Backbone The **Federal Banking API by FinCraft** provides comprehensive, up-to-date access to U.S. federal banking information, enabling fast and accurate routing validations and payment decisioning. ### 🔍 Key Capabilities - ✅ **ACH Routing Validation** – Instantly verify routing numbers for ACH transfers and retrieve bank…
Federal Banking API endpoints
| Method | Endpoint | Description |
|---|---|---|
| ACH | ||
| GET |
ACH Routing Number Lookup /api/v1/ach/routing/{routing_number} |
ACH Routing Number Lookup API allows developers to validate and retrieve detailed information about U.S. financial institutions using a 9-digit ABA routing number. This API… |
| GET |
ACH Bank Name Search /api/v1/ach/routing/search |
ACH Bank Name Search API enables developers to search for U.S. financial institutions by partial or full bank name. It returns matched banks with their official names |
| Wire | ||
| GET |
Wire Bank Name Search /api/v1/wire/routing/search |
Wire Bank Name Search API enables developers to search for U.S. financial institutions by partial or full bank name. It returns matched banks with their official names |
| GET |
Wire Routing Number Lookup /api/v1/wire/routing/{routing_number} |
Wire Routing Number Lookup API allows developers to validate and retrieve detailed information about U.S. financial institutions using a 9-digit ABA routing number in FedWire. |
| Federal Holiday | ||
| GET |
Retrieve Federal Holidays by Year /api/v1/federal/holidays/yearly |
The API retrieves a list of federal holidays for a specified year |
| GET |
Check if a Date is a Federal Holiday /api/v1/federal/holidays/check |
This API checks whether a given date is a federal holiday, not include weekend. |
| GET |
Check if a Date is Federal Processing Date /api/v1/federal/processing-date/check |
This API checks whether a given date is a processing date for ACH or Wire, and provides detailed processing information. |
| GET |
Retrieve the Next Federal Holiday /api/v1/federal/holidays/next |
This API returns the next federal holiday that occurs after a specified date. |
| GET |
Retrieve next Federal Processing Date /api/v1/federal/processing-date/next |
This API returns the next federal processing date information that occurs after a specified date. |
Federal Banking API pricing
| Plan | Price | Rate limit | Quotas |
|---|---|---|---|
| BASIC | Free | — |
|
| PRO Recommended | $20 / month | 5 / second |
|
| ULTRA | $59 / month | — |
|