Credit Score Simulator
Comprehensive credit score simulation API featuring FICO-like credit scoring algorithm, impact analysis tools, and scenario comparison. Includes score calculation, credit utilization analysis, payment history impact, hard inquiry effects, account age analysis, credit mix optimization, improvement timeline projections, and side-by-side scenario comparisons. Perfect for personal finance apps,…
1 subscribers
8.7/10 popularity
338 ms avg latency
82% success rate
9 endpoints
The in-depth APIMemo review for this API hasn't been published yet —
the data below comes straight from the public marketplace listing.
Credit Score Simulator endpoints
| Method | Endpoint | Description |
|---|---|---|
| api | ||
| GET |
payment-history-impact /api/finance/credit-score-simulator/v1/payment-history-impact |
Estimate credit score impact of missed or late payments |
| POST |
credit-score-scenario-comparison /api/finance/credit-score-simulator/v1/scenario-comparison |
Compare multiple credit score scenarios side-by-side |
| GET |
account-age-analysis /api/finance/credit-score-simulator/v1/account-age-analysis |
Analyze impact of credit account age on credit score |
| GET |
hard-inquiry-impact /api/finance/credit-score-simulator/v1/hard-inquiry-impact |
Calculate credit score impact of hard credit inquiries |
| GET |
credit-mix-optimizer /api/finance/credit-score-simulator/v1/credit-mix-optimizer |
Analyze and optimize credit mix for better credit score |
| POST |
credit-score-simulation /api/finance/credit-score-simulator/v1/score-simulation |
Calculate estimated credit score using FICO-like algorithm with 5 key factors |
| POST |
credit-score-improvement-timeline /api/finance/credit-score-simulator/v1/improvement-timeline |
Project credit score improvement timeline based on planned actions |
| GET |
credit-utilization-calculator /api/finance/credit-score-simulator/v1/credit-utilization |
Calculate credit utilization ratio and its impact on credit score |
| GET |
api-information /api/finance/credit-score-simulator/v1/info |
information about this api on how to use this api with code examples. |
Credit Score Simulator pricing
| Plan | Price | Rate limit | Quotas |
|---|---|---|---|
| BASIC | Free | — |
|
| PRO | $10 / month | — |
|
| ULTRA Recommended | $15 / month | — |
|
| MEGA | $20 / month | — |
|
