Advance Loan Amortization Calculator API with Schedule
## Overview A production-ready Loan Amortization REST API built with FastAPI. Whether you're building a fintech app, a loan comparison tool, or a personal finance dashboard — this API handles all the heavy lifting. ## What You Can Do - **Calculate EMI** — Get monthly installment for any loan amount, rate, and tenure - **Monthly Schedule** — Full month-by-month breakdown of principal, interest,…
2 subscribers
8.9/10 popularity
191 ms avg latency
90% success rate
9 endpoints
The in-depth APIMemo review for this API hasn't been published yet —
the data below comes straight from the public marketplace listing.
Advance Loan Amortization Calculator API with Schedule endpoints
| Method | Endpoint | Description |
|---|---|---|
| GET |
Fixed vs Floating Breakeven /emi-breakeven |
Month-by-month simulation to find when fixed rate becomes cheaper than floating |
| GET |
Tenure Optimizer /tenure-optimizer |
Find the loan tenure that keeps total interest within your target budget |
| GET |
Loan Insights /insights |
Rate sensitivity analysis, early payoff simulation, and interest-to-principal ratio |
| GET |
Extra Payment Impact /schedule/extra-payment |
Shows how extra monthly, yearly, or one-time payments reduce tenure and interest. |
| GET |
Affordability Check /affordability |
Reverse EMI — given your monthly budget, returns the maximum loan you can take |
| GET |
Yearly Summary /schedule/yearly |
Year-wise rollup of EMI payments — useful for tax planning |
| GET |
Monthly Schedule /schedule/monthly |
Full month-by-month amortization table with principal, interest, and remaining balance |
| GET |
Calculate EMI /emi |
Returns monthly installment, total payment, and total interest for a loan |
| GET |
Compare Two Loan Offers /compare |
Side-by-side comparison of two loan offers with a winner recommendation |
Advance Loan Amortization Calculator API with Schedule pricing
| Plan | Price | Rate limit | Quotas |
|---|---|---|---|
| BASIC | Free | 10 / second |
|
| PRO | $10 / month | 20 / second |
|
| ULTRA | $15.99 / month | 30 / second |
|
